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Determine Your Why
When deciding to buy a home on the Emerald Coast of Florida which includes the growing cities of Fort Walton Beach, Destin, Navarre, Niceville, Crestview, and surrounding areas it is important to determine your why.
Are you relocating to the Emerald Coast and looking to buy a home? Are you a first time homebuyer who is looking to stop paying your landlord’s mortgage and start gaining equity in your own home? Have you outgrown your home and are looking for more space
Whatever your reasons may be, it is important to share your goals with us so we can support you and help you find your dream home on or near our beautiful beaches.
Talk With A Lender
Speaking with a lender before beginning your home search is highly recommended. Northwest Florida is becoming an increasingly popular place to live and our area has experienced tremendous growth over the last decade. With increased interest in relocation to our area, buyers looking to purchase a home on the Emerald Coast of Florida should know what they can qualify for, making the home search more productive and enjoyable.
As your local expert real estate agent, I will design a custom tailored home search so that we can find the perfect home for you. One that meets your needs, wants, and your budget.
Before beginning your home search, it is necessary to obtain a pre-qualification letter from a lender as it improves the strength of our offer. A pre-qualification letter at hand can indicate to the seller that you are serious about purchasing the home. Without a pre-qualification letter, most sellers will not even consider your offer, which may mean you could lose the home to another buyer.
Start Your Home Search
Now it’s time for the exciting part, starting your home search. As your licensed Florida real estate agent, I will work diligently to send you the most up-to-date listings so we can set up specially tailored searches that are specific to you and your home buying goals.
In addition to modern tools, I have a large network of agents who share their most recent home listings and can keep me abreast of the newest market listings, so then I can share them with you as a buyer.
You Found A Home, Time To Write An Offer
We have found a home for you. Now it’s time to pull out the preapproval letter and make an offer. As your licensed Florida real estate agent, I will act as your guide through the offer writing process. A few things we will review include other similar properties that are up for sale or recently sold, the general condition of the property, and market conditions that may affect an offer price and our negotiation strategy.
The closing date, any financial contingencies, inspection reports, and concessions will be additional variables to discuss when writing an offer. Once you have reviewed and agreed upon the offer, we will deliver the offer to the seller and await a response.
In our real estate market, it is common to hear back from a seller within one day unless it is expressed in the listing that all offers will be reviewed on a specified date.
Offer Accepted, Time for Due Diligence
Great news, your home buying offer has been accepted! Now that the seller has accepted your offer, we will need to promptly deposit earnest money into an escrow account which begins the due diligence process.
I will work with you to hire inspectors, review the title history, survey, neighborhood covenants, and deed restrictions. Homeowners insurance quotes should also be obtained at this time. Once the inspections are complete, we will evaluate these reports with you and determine whether repair bids from contractors and repair concessions from the Seller should be pursued. If the condition of the property and terms of the contract are acceptable to you, we will proceed to closing!
The Closing
In a typical 30-40 day escrow period, you will close about 2 weeks after the due diligence and inspection process has been completed.
There are a few items to complete in advance of your closing date. This includes scheduling utility transfers, booking the movers, and collecting moving boxes. We will provide the checklist of things to do prior to closing.
While you are preparing for the big day, we will monitor the process of loan underwriting to ensure final loan approval is obtained on time. On the day of closing, we will perform a final walkthrough of the home to ensure the condition of the property is acceptable and in concurrence with the terms laid out in the contract.
Lastly, you will be presented with a very large stack of papers to sign at the closing table, but don’t worry, you will review the final settlement figures with the escrow officer before you sign each document.
After all documents are signed, the funds have transferred, and you have had a nice hand stretch, you’re officially a homeowner!
1. Determine Your Why
When deciding to buy a home on the Emerald Coast of Florida which includes the growing cities of Fort Walton Beach, Destin, Navarre, Niceville, Crestview, and surrounding areas it is important to determine your why.
Are you relocating to the Emerald Coast and looking to buy a home? Are you a first time homebuyer who is looking to stop paying your landlord’s mortgage and start gaining equity in your own home? Have you outgrown your home and are looking for more space
Whatever your reasons may be, it is important to share your goals with us so we can support you and help you find your dream home on or near our beautiful beaches.
4. You Found A Home, Time To Write An Offer
You have found the Northern Colorado home for you and it’s time to pull out the preapproval letter and make an offer. As your Northern Colorado Realtor®, I will act as your guide through the offer writing process. A few things we will review include other similar properties that are up for sale or recently sold, the general condition of the property, and market conditions that may affect an offer price and our negotiation strategy.
The closing date, any financial contingencies, inspection reports and concessions will be additional variables to discuss when writing an offer. Once you have reviewed and agreed upon the offer, we will deliver the offer to the seller and await a response.
In the Northern Colorado real estate market it is common to hear back from a seller within one day unless it is expressed in the listing that all offers will be reviewed on a specified date.
If you are looking to purchase a home in Florida please reach out. I am happy to schedule a no-pressure consultation in person, over video conference, or on the phone to discuss your home buying goals.
Give me a call or text, at 850-582-5644. I look forward to working with you and helping you find your dream home in Florida
Why work with Maxim Zlobin?
01
Pricing Strategist Advisor (PSA)
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REALTOR®
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My Extensive Network
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Florida Native
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